Buying a home starts with a clear, strategic financing plan. I help you understand your numbers, explore loan options, and prepare a strong pre-approval so you can make competitive offers with confidence.

Refinancing can help restructure your loan, adjust your monthly payments, or change your loan term. I’ll walk you through whether a refinance aligns with your financial goals based on today’s market and your current loan profile.

A widely used mortgage option with flexible terms and competitive pricing. Conventional loans are ideal for borrowers with stable income and credit, and can be structured for purchases or refinances.

FHA loans offer flexible qualification guidelines and low down payment options. These programs can support first-time buyers or those seeking more accessible financing pathways.

Available to eligible veterans, active-duty service members, and qualifying spouses. VA loans provide significant benefits, including no required down payment and no monthly mortgage insurance.

For higher-priced homes that exceed conventional loan limits, jumbo loans offer flexible financing solutions. I work with multiple lenders to help match you with options that fit your income, assets, and long-term plans.

Non-QM loans offer flexible qualification for borrowers with unique income or financial profiles. These programs can consider bank statements, P&L documentation, assets, or other alternative methods when traditional guidelines don’t apply.

Financing designed for real estate investors purchasing or refinancing rental properties. DSCR loans qualify primarily based on the property’s rental income rather than personal income, making them a flexible option for long-term rentals, short-term rentals, and Airbnb-style properties.

Tap into your home’s equity for renovations, debt consolidation, or major expenses. Home equity loans and HELOCs offer flexible access to funds based on your property’s current value.

A cash-out refinance allows you to replace your current mortgage with a new one while accessing a portion of your home’s equity. This can support investments, improvements, or financial restructuring.

A reverse mortgage allows eligible homeowners 62+ to convert part of their home equity into usable funds without monthly mortgage payments. This can support retirement planning or cash flow needs.