Bank Statement Loans

Explore our comprehensive range of mortgage solutions designed to fit your unique needs.

Self-employed borrowers can qualify quickly with bank statement loans that verify income through deposits instead of tax returns.

Bank statement loans use your bank deposits instead of tax returns, making it easier for self-employed borrowers to qualify with flexible guidelines.

✓⃝ Uses 12–24 months of statements

✓⃝ No W-2s or pay stubs required

✓⃝ Allows multiple business accounts

✓⃝ Faster, simpler documentation

✓⃝ Ideal for entrepreneurs

● 700+ credit score recommended

● Lower debt-to-income ratios

● Significant cash reserves

● Larger down payment (10-20%)

Get a personalized quote for a conventional loans today.