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Loan Programs
Explore our comprehensive range of mortgage solutions designed to fit your unique needs.
Conventional Loans
Traditional financing backed by private lenders, offering competitive rates for qualified borrowers.
Conventional loans are the most common type of mortgage, not backed by any government agency. They offer flexibility in terms and down payment options, making them ideal for borrowers with good credit and stable income.
Key Features
✓⃝ Down payments as low as 3%
✓⃝ No PMI required with 20% down
✓⃝ Fixed and adjustable rate options
✓⃝ Terms from 10-30 years
✓⃝ Loan amounts up to $766,550 (2024)
Requirements
● Credit score: 620+ (680+ for best rates)
● Debt-to-income ratio: Up to 50%
● Stable employment history
● Documented income and assets
Ideal For
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