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Loan Programs

Explore our comprehensive range of mortgage solutions designed to fit your unique needs.

FHA Loans

Government-backed loans designed to help more Americans achieve homeownership.

FHA loans are insured by the Federal Housing Administration and are designed to help first-time buyers and those with lower credit scores achieve homeownership with more flexible requirements.

Key Features

✓⃝  Down payment as low as 3.5%

✓⃝  Lower credit score requirements

✓⃝  Gift funds allowed for down payment

✓⃝  Assumable loans

✓⃝  Fixed and adjustable rates available

Requirements

 580+ credit score for 3.5% down

● 500-579 credit score for 10% down

● Debt-to-income ratio: Up to 57%

● Must be primary residence

Ideal For

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Get a personalized quote for a conventional loans today.

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Licensing

LoansFunded is powered by C2 Financial Corporation. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval.

Michael Jacob Lichtenfeld, Mortgage Loan Originator

NMLS #2599449 | CA DRE #02075562 | AZ LO-2004080 | CO #100539486 | FL LO136350 | TX #2599449

 

C2 Financial Corporation

NMLS #135622 CA DRE #01821025 | AZ #919209 | CO #135622 | FL #MBR3519 / #MLD2635 | TX #135622

Branch Address: 12230 El Camino Real, Ste 100, San Diego, CA 92130

Disclaimer: C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Arizona DFI #919209; Colorado DRE; Florida OFR #MBR3519; Texas SML #135622; Washington DFI #MB135622; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

 

FHA / VA Notice: C2 Financial Corporation is not individually approved by FHA or HUD but is authorized to originate FHA loans through FHA-approved lenders. C2 may broker VA loans through VA-approved lenders. C2 is not acting on behalf of or at the direction of HUD/FHA or the VA.

 

NMLS Consumer Access: https://www.nmlsconsumeraccess.org TX Complaint/Recovery Fund: https://www.sml.texas.gov/ResidentialMortgageLoanOriginator/rmlo_mb_forms.html C2 Financial Corporate: https://www.c2financialcorp.com

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